Cost-Effective Fashion for the Financially-Savvy Millennial

As a millennial woman, it's important to feel confident about what I wear while being mindful of my finances. The way I easily achieve this is by using a money tracking spreadsheet to calculate the cost per wear of each clothing item in my wardrobe and it’s so easy for you to do! Here's how it works:

1. In a spreadsheet, input the item name and the cost of each clothing item you own. (Put your best guess at the price of older items and input the cost of new purchases moving forward)

2. Every time you wear an item, add to the number of times you've worn it.

3. See the cost per wear of each item. For instance, if you spent $100 on a dress and have worn it 10 times, the cost per wear is only $10.

This method can help you identify which items are worth investing in and which ones are not. It can also help you avoid impulse purchases and focus on buying pieces that you know you'll wear regularly. Plus, it helps you decide which items to declutter from your wardrobe.

Here is a collection of some of my favorite outfits whose cost per wear is below $80!

When it's time to pick out an outfit, use the spreadsheet to filter items by cost per wear. This eliminates the stress of deciding what to wear and ensures that you're making the most out of your wardrobe. Say goodbye to decision fatigue!

If you're interested in optimizing your wardrobe and tracking your cost per wear, I highly recommend using a money-tracking spreadsheet. You can even check out the one I use, available for sale on my website. It includes this feature and SO many more tools to help you with your finances.

With a little mindfulness about your spending and wardrobe, you can look and feel great without breaking the bank. Get a copy of the tracker below and if you’ve already bought it, use the download link to get this updated version with the additional Cost Per Wear feature.

Millennial Money Honey Money Tracker Spreadsheet, Anti-Budget, Monthly Money, Wealth Building, Net Worth Goal and FI/RE Dashboard

$19.99

Add To Cart

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Disclosure: Some links are affiliate links, meaning, at no additional cost to you, I may earn some compensation. All opinions are 100% my own! I truly appreciate you and your support. :)

December 2021: Most Money Earned in a Month!

It's my first video of 2022, but I'm still talking about 2021 and my December monthly money. I was sick for half of it, but December was the highest income that I've ever earned in a single month. Dive into all of the detail on my income, savings, and expenses for December 2021!

Context About My Situation

I know you're probably not new here, but in case you somehow landed on this article and you are, hey, what's up!? Go subscribe to my Youtube channel 🙃. Here’s a bit about me so you have a better understanding of my financial situation:

• Live at home with my parents, so no rent, utilities, or groceries (I buy dinner when Mom doesn’t feel like cooking.)

• Have 6 figure salary as a visual designer in tech with 9 years of experience

• No debt, parents helped pay for my undergraduate education

• Parents saved for their own retirement

Binge watch my Monthly Money series.

Things mentioned in the video

• Squarespace - Design your blog and website easily

• Personal Finance Club Investing Course - Learn how to grow your wealth through investing

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Disclosure: Some links are affiliate links, meaning, at no additional cost to you, I may earn some compensation. All opinions are 100% my own! I truly appreciate you and your support. :)

How to Buy I-Bonds and Keep Up With Inflation

Inflation is at a high and everyone is talking about it! Series I savings bonds are government-backed bonds that allow your money to keep up with inflation rates. I'm walking you through step by step how to set up an account on Treasury Direct and buy I bonds.

We have one week left of 2021, and since you can only buy $10K during a calendar year, if you want to do the full amount before 2022 it's important to do it soon so your money can transfer before the end of the year.

Things mentioned in the video

• Treasury Direct - The only place online to buy and sell I-Bonds

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Disclosure: Some links are affiliate links, meaning, at no additional cost to you, I may earn some compensation. All opinions are 100% my own! I truly appreciate you and your support. :)

7 Bougie on a Budget Gift Ideas

Disclosure: Some links on my site are affiliate links, meaning, at no additional cost to you, I may earn some compensation. All opinions are 100% my own! I truly appreciate you and your support. :)

It’s always good to have a handy store of ideas for last minute gifts. Inspired by my own wishlist and things I love to give to friends, here are 7 gifts that are perfect for your bestie (or yourself) that won’t break the bank.

1. Ice Roller

Get your girl a chic ice roller, that gives me Skinny Confidential ice roller vibes, but for a not Skinny Confidential price. I’m not sure I could ever justify a $70 ice roller —wild! This is the perfect way to feel de-puffed and luxurious in the morning!

Flawless Finish Ice Roller: $9.98 at time of publishing

Finishing Touch Flawless Facial Massage Ice Roller Buy on Amazon

2. Finance books

Financial wellness is super sexy! That’s why it makes the perfect gift whether they are just starting out their personal finance journey or if they’ve already got it down.

My girl Alyssa of Mixed Up Money is releasing her second book, Financial First Aid, for helping people become more confident with money.

And Nick Maggiulli from the blog Of Dollars & Data is releasing his first book, Just Keep Buying, to help people save and grow wealthy.

They’re both available for pre-order right now and I’m hoping Santa gets me these for Christmas!

Financial First Aid: $18 // Just Keep Buying: $19 at time of publishing

Financial First Aid: Essential Tools for Confident, Secure Money Management Buy on Amazon

Just Keep Buying: Proven Ways to Save Money and Build Your Wealth Buy on Amazon

3. Dossier Perfume

Dossier perfume is perfect for your friend who loves trying new expensive fragrances, but you don’t have the budget to spend hundreds of dollars on designer perfumes. All of their perfumes are under $60!!

Dossier Perfumes: $29-$59 at time of publishing.

Dossier’s perfumes are inspired by designer scents—think Maison Francis Kurkdjian, Jo Malone, Chanel, Tom Ford.

My signature scent is Jo Malone’s Wood Sage & Sea Salt. I’m wearing Dossier’s Woody Sage scent and it smells exactly the same.

Dossier hooked up my fellow Money Honey’s with 10% off using the code: MMH10. (Not even sponsored, I just asked!)

4. Chic Sunglasses

We love a 90s glam look! These glasses make a great gift for your adventurous friend. Yacht Week Croatia? No worries if they lose it to the ocean! Plus I love accessories for really dressing up an outfit.

90s Sunglasses 2-Pack: $14 at time of publishing.

BUTABY Rectangle Sunglasses for Women Retro Driving Glasses 90’s Vintage Fashion Narrow Square Frame UV400 Protection Black & Tortoise Buy on Amazon

5. 10 Foot Charging Cord

IYKYK, 10 foot charging cords are absolutely life changing. It’s a gift I received one as a gift a few years ago and didn’t even realize how great they were until I started using them. Sure, your friend may have the standard 3 foot cable, but this is a real game changer.

Keep phones in reach and still charging at all times! Plus I love the 90 degree lightning cable because if you’re holding your phone on your stomach it doesn’t poke you…which goes to show how much I’m always on my phone lol.

This 3-pack is only $14 so you can gift two and keep one for yourself!

10 Foot 90 Degree Lighting Cable 3 Pack: $14 at time of publishing.

Buy on Amazon

6. Baggu Bags

Sustainable AND chic? It’s a win/win. I love to keep these on hand to gift whether it’s a zodiac sign bag for my friend’s birthday or cute checked ones. These make the perfect gift that they can use all the time, whether running to the grocery store or shopping at the mall.

My favorite ones are the standard size Baggu bags. They hold SO much, plus the designs are always on point. I like to always have some on hand to gift in a pinch. And they make great white elephant gifts!

3-Pack: $36 // Single Bag: $12 at time of publishing.

BAGGU Standard Reusable Shopping Bag, Ripstop Nylon Grocery Tote or Lunch Bag, I Love NY Buy on Amazon

BAGGU Standard Reusable Shopping Bag, Ripstop Nylon Grocery Tote or Lunch Bag, Recycled Yolk Buy on Amazon

BAGGU Standard Baggu Set of 3, Happy Mix Buy on Amazon

7. Quince Silk Pillowcase

Your bestie might not splurge on this for themselves, but this is the ultimate luxurious gift that they would be so happy to receive. Gift it to your friend so they can wake up without bed head!

This Quince Silk Pillowcase is a dupe for the $90 Slip pillowcase. It’s the exact same quality for less than half the price.

Quince Silk Pillowcase: $40 at time of publishing

Hope you enjoyed my Bougie on a Budget Gift Guide! Let me know if you have any good gift ideas to add in the comments below.

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Disclosure: Some links on my site are affiliate links, meaning, at no additional cost to you, I may earn some compensation. All opinions are 100% my own! I truly appreciate you and your support. :)

What I Spent in November 2021: Spent $1,000 in Gifts!

In my last monthly money video of 2021, I'm going over how much I spent on Black Friday, plus all of my income, savings, and expenses in November.

Context About My Situation

I know you're probably not new here, but in case you somehow landed on this article and you are, hey, what's up!? Go subscribe to my Youtube channel 🙃. Here’s a bit about me so you have a better understanding of my financial situation:

• Live at home with my parents, so no rent, utilities, or groceries (I buy dinner when Mom doesn’t feel like cooking.)

• Have 6 figure salary as a visual designer in tech with 9 years of experience

• No debt, parents helped pay for my undergraduate education

• Parents saved for their own retirement

Binge watch my Monthly Money series.

Things mentioned in the video

• Mercari - Sell your old stuff

• Poshmark - Code: MONEYHONEYCATIE - Sell your old stuff

• Bonsai - Seamlessly invoice clients

• Personal Finance Club Investing Course - Learn how to grow your wealth through investing

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Disclosure: Some links are affiliate links, meaning, at no additional cost to you, I may earn some compensation. All opinions are 100% my own! I truly appreciate you and your support. :)