November 2019 Savings Rate
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WAHOO!!!!! November numbers are in and my savings rate is still in the ⚠️ 70% zone ⚠️ This is great considering my savings rate will be probably be negative in December since I’m not working. ✌️
For now, I’m enjoying time off with my sweet Bachan 👵🏻 and fam today!
Savings: $7,586.33
As I discussed previously this is my last contribution to my 401K for the year, so I won’t be able to max it out. :( Ah well. Instead I upped contributions to my taxable brokerage accounts
Here’s my November savings breakdown:
401k: $1,715.35
HSA: $1,000.00
Roth IRA: $0 – Maxed for 2019
Checking: $4,486.33
Emergency HYSA: $100.00
Travel HYSA: $100.00
Big Event HYSA: $400.00
Brokerage: $1,200.00
Income: $8,960.46
Another high income month, which is a nice last padding since I’m taking ALL of December off! Can’t wait to get a little taste of FIRE life. 💵
💰 Paycheck: $8,073.98
👕 Resale: $0.00
👩💻Freelance: $80.00
💵 Cash back: $0.00
📈Interest: $31.48
🎁 Gifts: $775.00
📈Dividends: $0.00
Expenses: $2,374.13
This month I took a trip back to my hometown to for my best friend’s engagement! It was a last minute surprise but spent about $412.36 in total.
Christmas shopping began this month so gifts category is high ($217.10) and I anticipate it will only be higher next month!
🏡 House: $950.00
💡 Utilities: $227.42
🚕 Transportation: $20.13
🥦Groceries: $0.00
🍽 Food: $23.47
🍹Drinks: $105.71
🛍 Shopping: $70.00
💻 Work: $84.00
🎥 Entertainment: $50.94
✈️ Travel: $412.36
🚙 Car: $0.00
🏥 Health: $213.00
🎁 Gifts.: $217.10
Misc.: $0.00
No spend November didn’t go as well as planned. I caved thrifted a dress while in Texas and I ended up getting a $40 Christmas tree. I’ll be able to use the Christmas tree for years to come though so I view it more as an investment haha.
Can’t wait for No Work December!!!
xo, Catie
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